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Checking Accounts

Find the account that’s right for you!

Rewards Checking

  • Free Mobile App
  • Free Mobile Deposit
  • Free Online Banking
  • Free Bill Pay
  • Free eStatements
  • No Minimum Balance Requirements
  • Earn Dividends on Account Balances 
  • Free Instant Issue Visa Debit Rewards Card
  • Free Card Valet Mobile App
  • Overdraft Protection and Privilege*
  • No Fee Gift Cards1
  • Free Teller Check2
  • Free Skip-A-Payment3
  • Cell Phone Protection4
  • Travel and Leisure Discount Membership
  • Identity Theft Protection
  • Credit File Monitoring
  • Monthly Service Fee will apply

Basic Checking

  • Free Mobile App
  • Free Mobile Deposit
  • Free Online Banking
  • Free Bill Pay
  • Free eStatements
  • No Minimum Balance Requirements
  • Earn Dividends on Account Balances
  • Free Instant Issue Visa Debit Rewards Card
  • Free Card Valet Mobile App
  • Overdraft Protection and Privilege*
  • Monthly Service Fee may apply**

Clean Slate Checking***

  • Free Mobile App
  • Free Mobile Deposit
  • Free Online Banking
  • Free Bill Pay
  • Free eStatements
  • No Minimum Balance Requirements
  • Earn Dividends on Account Balances
  • Free Instant Issue Visa Debit Rewards Card
  • Free Card Valet Mobile App
  • Overdraft Protection and Privilege*
  • May qualify for checks to be ordered after 6 months of favorable account history
  • Monthly Service Fee will apply

1) Four Fee-FREE Gift Cards Annually, $2.50 Each Thereafter, 2) One FREE Teller Check Per Month, $2.00 Each Thereafter, 3) One FREE Skip-A-Payment Annually on one Loan of Your Choice, $25.00 on all Skip-A-Payment, 4) Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage.

*Overdraft Protection link to another deposit account with Domino Credit Union ($0 fee per transfer)
Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account, or line of credit you have at Domino Federal Credit Union for a fee or finance charge. Please note that overdraft lines of credit are subject to credit approval. Call us at (903) 792-8651, email us at collections@dominofcu.com, or come by a branch to sign up or apply for these services. Good account management is the best way to avoid overdrafts.

Overdraft Privilege
Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Standard Coverage includes checks, ACH transactions (automatic debits), recurring debit card transactions, online bill pay items, teller window transactions, and telephone and internet banking transactions. Please review the What Else You should Know on our website.

If chosen Overdraft Extended coverage, ATM transactions and everyday debit card transactions will be included with the Standard Coverage transaction list.

**Will be waived with eStatement enrollment.

***May qualify for Reward or Basic checking after 12 months of favorable account history.

Download Overdraft Protection Disclosures and Consent Form